Phase one

OUTLINING YOUR OBJECTIVES

• What is your motivation to buy?

• What price range are you considering?

• What is your timeline to move?

• What are your ideal features and “non-negotiables”?

• What are you looking for in a neighborhood?

PLANNING + PREPARATION

• Discuss objectives and process with your Realtor®

• Select a lender and begin loan approval process

• Obtain a loan approval letter

• Sign exclusive buyer-broker agreement with your Realtor®

• Research neighborhoods of interest with your Realtor®

UNDERSTANDING THE MARKET

• Analysis of active, pending and sold transactions

• Review contracts and timelines

• Personal timing and seasonal considerations

• Market forces: supply v. demand, macro v. micro

Phase Two

FINDING YOUR HOME

• Browse and review online listings with your Realtor®

• Review how online websites work with your Realtor®

• Notification of new and off-market properties

• Attend Open Houses with your Realtor®

• Select your ideal location and home

offers + Negotiation strategies

• Learn about the Purchase Contract from your Realtor®

• Discuss multiple offer strategies (as needed)

• Offer presentation and highlighting buyer strengths

• Negotiate to optimize price and terms

• Acceptance of offer/counter offers

Phase Three

ESCROW PROCESS

• Notify escrow of acceptance and send fully executed contract

• Wire initial deposit to escrow per terms of agreement

• Notify lender to begin loan process and order appraisal

• Sign and return opening package of escrow instructions

• Contact insurance agent regarding homeowner coverage

• Provide escrow with vesting (title) information

INSPECTIONS AND DISCLOSURES

• Schedule all desired home inspections, including termite report

• Review all disclosures and reports

• Approve or negotiate repairs based on inspection reports

• Review and approve all seller and state required disclosures

• Review and approve preliminary title report

• Meet deadlines and remove contractual contingencies

• Schedule final walk-through prior to close of escrow

Phase Four

CLOSING

• Review closing statement from escrow

• Meet with escrow to sign loan documents

• Arrange to wire down payment and closing costs

• Transfer utilities to new location

• Closing, key delivery and celebration

• Move in to the property

• Move-in checklist

WORKING TOGETHER AGAIN

• Staying in touch and keeping you informed

• Second homes and investment properties

• Providing resources and introductions

• Referrals, testimonials and reviews